Background
Each year, the Trust and Alliance offer programs allowing districts to earn credits through the Trust Loyalty Credit (TLC) and Alliance Loyalty Credit (ALC) programs. Since the inception of the TLC in 2010, we have returned $61 million to our members. Similarly, since the ALC began in 2014, we have returned $11 million to our members.
For this year, members can earn up to 3% of their Trust contribution and 5% of their Alliance contribution from the 2024/2025 year by participating in various loss control and risk management measures. Click the links below for printable checklists.
For more specific information about the program requirements for this year, please see the tabs below.
Trust Loyalty Credit - K12
Preliminary requirements
- participate in the Trust core coverages (both property and liability);
- have maintained membership in the Trust for three consecutive years (2022/2023, 2023/2024, and 2024/2025);
- have made a timely payment of the district’s 2024/2025 contribution; and
- continue membership for the 2025/2026 policy year.
Requirements (max of 3)
- (1%) viewing of SafeSchools/Vector Solutions online courses and passage of the corresponding quizzes by at least 20 percent of the district’s full-time equivalent employees;
- (1%) attending at least one quarterly regional emergency preparedness consortium meeting;
- (1%) attending a Transportation Leadership in Training course;
- (1%) submitting an Emergency Operations Plan (EOP) for review;
- (1%) attending at least 1 of 3 Unemployment Insurance (UI) webinars;
- 2/18 UI in Arizona
- 3/25 UI Claims Protest
- 4/22 UI Claims Appeals and Best Practices
- (1%) participating in an in-person or virtual cyber-specific tabletop exercise (virtual tabletops must be attended by a district’s entire cyber team, have a team lead to serve as facilitator, and the team members must be in the same room to participate together); a Cyber Incident Response Plan (CIRP) must be submitted after or during the tabletop;
- (1%) attending both property related webinars hosted by Loss Control;
- (1%) attending one of the following Risk Management Summits, in person:
- November 2024 Loss Control Summit; or
- February 2025 Liability Risk Management Summit.
- (1%) attending one of the Trust Leadership Academies in June 2024 or October 2024.
For more details on the K-12 TLC requirements, click here.
Trust Loyalty Credit - Community College
Preliminary requirements
- participate in the Trust core coverages (both property and liability);
- have maintained membership in the Trust for three consecutive years (2021/2022, 2022/2023, and 2023/2024);
- have made a timely payment of the district’s 2023/2024 contribution; and
- continue membership for the 2024/2025 policy year
Requirements (max of 3)
- (1%) viewing of SafeSchools/Vector Solutions online courses and passage of the corresponding quizzes by at least 20 percent of the district’s full-time equivalent employees;
- (1%) attending at least one quarterly regional emergency preparedness consortium meeting;
- (1%) attending a Transportation Leadership in Training course;
- (1%) submitting an EOP (Emergency Operations Plan) for review;
- (1%) attending at least 1 of 3 Unemployment Insurance webinars;
- 2/18 UI in Arizona
- 3/25 UI Claims Protest
- 4/22 UI Claims Appeals and Best Practices
- (1%) participating in an in-person or virtual cyber-specific tabletop exercise (virtual tabletops must be attended by a district’s entire cyber team, have a team lead to serve as facilitator, and the team members must be in the same room to participate together); a Cyber Incident Response Plan (CIRP) must be submitted after or during the tabletop;
- (1%) attending both property related webinars hosted by Loss Control;
- (1%) attending the community college Risk Management Summit in November 2024 in person;
- (1%) participating in all community college webinars held during the year.
More details on the Community College TLC requirements coming soon.
Alliance Loyalty Credit
Preliminary requirements
- participate in the guaranteed cost program;
- have been a member of the Alliance for three consecutive years (2022/2023, 2023/2024, and 2024/2025);
- report 2024/2025 actual payroll to Alliance staff within 30 days;
- have no 2024/2025 contribution payments due as of August 1, 2025; and
- continue membership for the 2025/2026 policy year.
Tier 1 requirements
- (2%) maintain an average three-year loss ratio of 80 percent or less for the period from July 1, 2022 to June 30, 2025
Tier 2 requirements (max of 3)
- (1%) attending a loss-related webinar focused on preventing SPED-related injuries, or another top loss category;
- (1%) providing evidence of a return-to-work program and discussing the district’s program with Alliance staff;
- (1%) submitting an Incident Response Plan (IRP) for review by the Alliance Loss Control Department;
- (1%) participating in Arizona Department of Occupational Safety and Health (ADOSH) trainings focused on common injury types, including top Alliance losses; and
- (1%) attending one of the following Risk Management Summits (RMSs) in person:
- November 2024 Community College RMS;
- November 2024 Loss Control RMS; or
- February 2025 K–12 Liability RMS.
For more details on the ALC requirements, click here.
